Crypto Balance & Payments

Each issued card is directly linked to a crypto-backed balance, allowing users to spend cryptocurrency in real-world payment scenarios without manual conversions or extra steps.

Users can fund their account with supported cryptocurrencies. The available balance is displayed in real time, along with its fiat equivalent, providing full transparency and control over funds. All balances and transactions can be monitored from a single interface.

How Payments Work

When a card payment is made, the platform automatically converts the required amount of cryptocurrency into fiat currency at the moment of purchase.

The payment flow works as follows:

1

A payment is initiated

A user starts a card payment.

2

System checks available crypto balance

The platform verifies there is sufficient crypto to cover the purchase.

3

Required amount is converted

The necessary crypto is converted at the current market rate.

4

Merchant receives fiat

The merchant is paid in fiat currency.

5

Crypto balance is updated

The user's crypto balance is updated instantly to reflect the deduction.

This process happens in seconds and feels identical to paying with a traditional card.

Supported Payment Scenarios

The crypto-backed card can be used for:

• Online purchases

• In-store payments

• Contactless payments via mobile wallets

• Subscriptions and recurring charges

There is no need to pre-exchange crypto before making a payment. As long as sufficient balance is available, the card can be used seamlessly.

Transaction Visibility

All payments are recorded in the transaction history with clear details:

Detail	Description
Date & time	When the transaction occurred
Merchant	Where the payment was made
Fiat amount	Purchase amount in fiat
Crypto amount	Amount deducted from crypto balance

Make sure your balance covers the purchase amount plus any applicable conversion fees to avoid declined transactions.